Turn Complex Files into Winning Approvals with a High-Volume, High-Support Team.
Burke Financial is an award-winning Ontario mortgage brokerage specializing in subprime and alternative mortgage solutions. We are looking for an analytical, agile, and detail-driven Mortgage Underwriter to join our team.
If you thrive when navigating complex scenarios, take pride in catching every detail on the first pass, and keep your composure when managing tight funding deadlines under pressure, this role was built for you. You won’t just be pushing paper, you’ll be solving financial puzzles and directly impacting your earning potential.
Who You Are
- A Strategic Problem Solver: You love analyzing tricky subprime or private files, finding creative pathways to approval within lender guidelines, and structuring solutions where others see roadblocks.
- Meticulous with Details: You know that accuracy is everything. You catch missing details instantly, catch condition red flags early, and take pride in submitting clean, audit-ready packages.
- Adaptable & Calm Under Pressure: You excel in a dynamic, high-volume pipeline. When priority fires, tight closing deadlines, or last-minute condition changes arise, you stay focused, organized, and steady.
- Driven by Performance: You want your expertise and speed rewarded. You are tired of fixed-salary ceilings and want a transparent bonus structure tied directly to your file execution and funded volume.
What You'll Receive:
- High-Volume Application Flow: Focus purely on underwriting with a steady stream of qualified, well-prepared applications submitted daily by our in-house sales team.
- Lender Flexibility (100+ Network): Access an extensive matrix of A, B, and Private lenders to find the right home for challenging files.
- Uncapped Earning & Career Growth: Clear performance paths to fast-track your base compensation and earn generous bonus incentives.
- Tech-Forward Workflow: Utilize modern CRM and digital platforms built to keep your pipeline organized, accurate, and moving fast.
- Comprehensive Benefits & Perks: outlined below!
What You'll Do
- Analyze & Structure Solutions: Evaluate client financial profiles, credit stories, and property documents to solve complex lending scenarios across subprime and private spaces.
- Package for High Approvals: Write clear, thorough underwriting notes and structure complete submission packages to minimize lender conditions and accelerate approval turnaround times.
- Execute Under Pressure: Prioritize dynamic pipelines, efficiently manage multi-file deadlines, and adapt quickly to shifting lender requirements without sacrificing quality.
- Collaborate for Smooth Closings: Work closely with lenders, appraisers, and legal partners to resolve condition roadblocks promptly through funding.
- Protect Compliance: Maintain strict compliance standards in alignment with FSRA guidelines and internal protocols across all files.
What We're Looking For
✔ Licensing: Active FSRA Level 2 Mortgage Agent License (ON) is strongly preferred
✔ Minimum 2 years of subprime and private mortgage underwriting experience (brokerage background preferred)
✔ Proven analytical capability, rock-solid attention to detail, and top-tier stress management skills in high-volume environments.
✔ Fluent with CRM management systems (Salesforce), deal submission portals, and Microsoft Office.
Compensation, Perks & Schedule:
- Compensation: $76,800 - $100,000+ per year (Salary + Quarterly Bonus Structure)
- Comprehensive Benefits: Health & Dental benefits (after probation period)
- Workplace Perks: Free on-site parking, quarterly perks, company events, team outings, and potential hybrid flexibility upon eligibility*
- Schedule: Monday to Friday (Full-Time, In-Office)
Ready to bring your problem-solving skills to a team that values and rewards your expertise? Apply today!
Job Type: Full-time
Pay: From $76,800.00 per year
Benefits:
- Company events
- Dental care
- Extended health care
- Flexible schedule
- On-site parking
- Paid time off
- Vision care
- Work from home
Flexible language requirement:
Ability to commute/relocate:
- Richmond Hill, ON L4B 3N9: reliably commute or plan to relocate before starting work (preferred)
Licence/Certification:
- FSRA Mortgage Agent Level 2 / Broker License (required)
Work Location: In person
