You desire impactful work.
You’re RGA ready
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
Sous la responsabilité du directeur de la tarification, nos professionnels de la tarification répondent aux besoins de tarification externalisée de nos clients en matière d'analyse et d'évaluation des risques de mortalité et de morbidité. Le tarificateur est chargé d'examiner les facteurs de risque médicaux, financiers et non médicaux des propositions d'assurance vie, d'assurance invalidité et d'assurance contre les maladies graves. Le tarificateur est chargé de prendre des décisions de qualité conformément aux principes et aux lignes directrices de la tarification, et de mener à bien les tâches qui lui sont confiées dans le respect des délais de service et des autres échéances fixées.
Responsabilités
Analyse du risque de mortalité/morbidité - déterminer les exigences de tarification appropriées et classer les dossiers dans la catégorie de risque appropriée en analysant et en interprétant les données de tarification pour l'évaluation du risque de mortalité et de morbidité.
Fournir une expertise technique et un soutien aux entreprises clientes.
Démontre une capacité à travailler de manière productive dans un environnement sous pression et à gérer de manière efficace et proactive les situations difficiles.
Agir de manière indépendante dans ses limites d’autorité de signature.
Soutenir activement la direction du département en apportant sa contribution, en aidant à la formation, en menant des discussions d'équipe, en participant à des projets et en contribuant de manière positive à la résolution de problèmes techniques ou de problèmes liés aux clients.
Contribuer à un environnement de travail positif grâce au travail d'équipe et à l'esprit d'innovation.
Participer aux événements de la RGA et aux activités de l'industrie et entretenir des relations avec les principaux clients.
Exigences
Diplôme d’études collégiales ou universitaires, ou expérience de travail équivalente
3 ans d’expérience en tarification incluant experience avec les risques médicaux et financiers non standards
Autorité d’approbation jusqu’à 1 million de dollars (assurance vie) et expérience en assurance maladies graves sera un atout considérable
Attitude orientée vers le service avec de fortes compétences interpersonnelles pour travailler en collaboration avec nos partenaires internes et externes
Solides compétences en communication, écrite et verbale
Bilinguisme français/anglais (l’oral comme à l’écrit) est requis compte tenu de la nécessité de communiquer oralement et par écrit avec une clientèle majoritairement anglophone basée à l'extérieur du Québec.
Plusieurs branches d’activité (Vie, Invalidité, MG) un atout
Aptitudes
Établir de manière proactive de solides relations interpersonnelles avec les collègues et les clients.
Excellentes aptitudes à la communication orale et écrite
Motivation, souplesse et créativité
Sens du service à la clientèle
Flexible - Aime les défis et le changement
Capacité à apprendre divers outils d'application
Excellentes aptitudes à la logique et à la résolution de problèmes
Travaille efficacement en tant qu'influenceur positif et contribue aux idées et aux solutions
Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.
Responsibilities :
Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment
Provides technical expertise and support to client companies
Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.
Act independently within specified authority.
Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
Contribute to a positive working environment with teamwork and a spirit of innovation
Participates in RGA events and industry activities and fosters relationships with key clients
Qualifications :
College diploma / University degree or equivalent working experience
3 years of underwriting experience including experience with substandard business, medical and financial underwriting
Underwriting authority up to $1M (Life) and Critical Illness authority is strongly preferred
Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
Strong communication skills, written and verbal
Bilingual French/English (oral and written) is required given the need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.
Multiple lines of business (Life, DI, CI) an asset
Skills :
Proactively builds strong interpersonal relationships with colleagues and clients
Excellent oral and written communication skills
Self motivated, flexible and creative
Strong client focus
Flexible - Thrives on challenge and change
Ability to learn various application tools
Excellent logical and problem solving skills
Solid time management & organizational skills
Works effectively as a positive influencer and contributes to ideas and solutions
#LI-MJ1 #LI-Remote
What you can expect from RGA:
Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.
We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.
Compensation Range:
$76,750.00 - $95,950.00 Annual
Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.
RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.
